The Ridge with Luke and Ryan Mesimer is a financial education show for people who want to make smarter, more confident decisions about money, retirement, investing, insurance, and long-term planning.
Ryan Mesimer is a financial advisor and owner of Northridge Wealth Advisors, and a licensed insurance agent focused on fixed insurance products. Each episode breaks down practical financial topics in plain language so listeners can better understand their options and plan with more clarity.
Latest Episode
Catch the newest episode of The Ridge with Luke and Ryan Mesimer for practical insights on money, retirement, investing, insurance, and long-term planning—explained in clear, approachable terms.
When it Comes to Planning: Difference Between Saving and Investing
Ryan and Luke Mesimer discuss the fundamentals of investing, risk management, and personalized retirement planning. They explain why tailored strategies and professional guidance are important when working toward long-term financial security.
Long Life Is a Blessing but Requires Flexible Planning
Ryan and Luke explore essential retirement-planning topics, including longevity, income protection, and health-related uncertainties such as dementia. The conversation offers practical strategies for preparing for a longer, more secure retirement.
How to Prepare for Retirement
Ryan and Luke discuss claim readiness, living benefits, annuities, and the importance of personalized financial strategies. Learn how proactive planning can help you prepare for unexpected events and protect your financial future.
Planning Tips for a Secure Future
Ryan Mesimer walks through several financial-planning, insurance, and retirement scenarios. Topics include long-term care, mortgage payoff decisions, flood insurance, life insurance reviews, and umbrella-policy coverage.
Retirement Planning: Avoiding the Hidden Risks
Ryan and Luke discuss choosing the right retirement date, managing home and insurance costs, and protecting yourself from financial scams. The episode highlights ways to prepare for unexpected challenges and build a more resilient retirement plan.
Planning for Your Future: Strategies for Social Security and Beyond
Ryan and Luke discuss Social Security strategies, the effects of gray divorce, and unexpected insurance and tax considerations. Learn why a comprehensive retirement plan should account for both expected milestones and changes you may not see coming.
Investment advisory services are offered through Ryan Mesimer, an Investment Advisor Representative of Advisory Alpha, LLC. Luke Mesimer is not an Investment Advisor Representative and is not licensed to provide investment advice.
All opinions expressed by Ryan Mesimer or any podcast guests are solely their own opinions and do not reflect the opinions of Advisory Alpha. These recordings are for informational purposes only and should not be relied upon for investment decisions.