The Ridge with Luke and Ryan Mesimer is a financial education show for people who want to make smarter, more confident decisions about money, retirement, investing, insurance, and long-term planning.
Ryan Mesimer is a financial advisor and owner of Northridge Wealth Advisors, and a licensed insurance agent focused on fixed insurance products. Each episode breaks down practical financial topics in plain language so listeners can better understand their options and plan with more clarity.
Latest Episode
Catch the newest episode of The Ridge with Luke and Ryan Mesimer for practical insights on money, retirement, investing, insurance, and long-term planning—explained in clear, approachable terms.
The Essential Retirement Checklist: Income, Care, and Insurance
Ryan and Luke cover essential retirement-planning considerations, including testing your income plan, preparing for long-term care, and reviewing life insurance. They explain how proactive planning can provide greater clarity and confidence before retirement.
Slow Down: The Key to Smarter Retirement Decisions
Ryan and Luke explain why making smarter retirement decisions often begins with slowing down and asking the right questions. The conversation covers customized planning, proper documentation, avoiding pressure tactics, and the value of seeking a second opinion.
Essential Retirement Planning, It’s All About the Income
Ryan and Luke explore the role income plays in building a reliable retirement plan. Topics include testing your income floor, preparing for long-term care, reviewing existing policies, and making sure your strategy can support your needs throughout retirement.
Retirement Blind Spots You Can’t Afford to Ignore
Ryan and Luke discuss common retirement blind spots, including unexpected expenses, inadequate emergency savings, and the risks of relying on generic withdrawal rules. They share practical considerations for creating a more resilient and personalized plan.
Navigating Financial Advice in the Age of Social Media
Ryan discusses the growing influence of social media on financial decisions and how to navigate an overwhelming amount of information. Learn how to distinguish education from entertainment, avoid common pitfalls, and build a strategy around your individual needs.
Retirement, Trust, and Making the Next Right Decision
Host Morgan Patrick welcomes Ryan Mesimer for a practical conversation about planning, perspective, and making smart decisions when life does not provide a clear script. They discuss money, timing, trust, Social Security, retirement, and navigating uncertainty.
Investment advisory services are offered through Ryan Mesimer, an Investment Advisor Representative of Advisory Alpha, LLC. Luke Mesimer is not an Investment Advisor Representative and is not licensed to provide investment advice.
All opinions expressed by Ryan Mesimer or any podcast guests are solely their own opinions and do not reflect the opinions of Advisory Alpha. These recordings are for informational purposes only and should not be relied upon for investment decisions.